Income
Annuities
Convert a portion of what you have saved into income that does not stop when the market does.
The hardest problem in retirement is not growth, it is sequence. A bad market in your first few years of drawing down can permanently damage a portfolio that would otherwise have lasted.
An annuity trades some upside for a floor. Structured well, it covers your fixed obligations — housing, food, insurance — so the rest of your portfolio can stay invested and ride out bad years.
Annuities are also where the industry hides its worst products behind its best marketing. We will show you the surrender schedule and the fee structure before we show you the illustration.
Not sure if this is right for you?
That is exactly what the free consultation is for.